Loss of Coverage

Losing other insurance coverage may allow you to make changes to your GW benefits.

Change your health insurance enrollment

  • If you lose eligibility for another insurance plan, you may elect health, dental, and vision benefits via EasyEnroll in advance of the loss of coverage date. You will need to send Benefits a certificate of credible coverage from your previous insurer showing the last date of insurance or a letter from the employer on company letterhead stating when your coverage will end.

  • If approved, changes made to your benefits due to loss of coverage are effective the first of the month following the date that Benefits receives your supporting documentation - as long as it is received and your online changes are completed within 30 calendar days from the life event.

    • For example, if your other coverage is ending 11/30 and you wish to have GW coverage begin 12/1, you must provide your supporting documentation to Benefits no later than 11/30.
    • You then will have 30 calendar days from the life event date to enter your online changes. The coverage changes, if approved, will be retro to 12/1.
    • Examples of when coverage is effective assuming the insurance coverage was lost on November 30:

 

Examples of Coverage Start Date If Coverage Will be Lost on November 30th:
If All Paperwork Is Received By: The Change Will Be Effective On: 
November 30th December 1st
December 1 - 30th January 1st
December 31st You have missed the the 30 calendar day deadline and may not make changes to your coverage